If you're a truck operator in need of primary liability insurance, you're in the right place. We understand the importance of having the right coverage to protect you and your business on the road. That's why we're here to help connect you with three commercial truck insurance agents who can provide you with competitive quotes tailored to your needs.
Primary liability insurance is mandatory for all commercial trucks, as it covers bodily injury and property damage that your truck may cause to others. Driving without liability insurance can result in significant fines and penalties, so it's crucial to ensure you have adequate coverage.
Here's what you need to know about primary liability insurance:
Liability Requirements for Trucks:
The minimum amount of primary liability insurance is set by the FMCSA.
For trucks over 10,000 pounds GVWR, the minimums are as follows:
$750,000: Required for most trucks hauling most commodities, with many load brokers requiring $1,000,000.
$1,000,000: Minimum for auto haulers, becoming an industry standard for other hauled commodities as well.
$5,000,000: Required for hauling certain hazardous materials
What's Excluded: Primary liability insurance doesn't cover you or your truck. It's specifically designed to cover damage you might cause to other people or property while on the road. It does not cover theft, bodily injury, or damage to your own truck.
Cost of Primary Liability Insurance: This coverage is typically the most expensive part of a commercial truck insurance policy. It's essential to shop around and compare quotes from different truck insurance companies to find the most competitive prices for this coverage.
Don't risk driving your truck without the necessary primary liability insurance. Let us help you find the right coverage at the right price. Contact us today to get connected with experienced commercial truck insurance agents who can assist you in obtaining the coverage you need to protect your business and comply with regulations.